📊 Net Worth Calculator

About this Net Worth Calculator

Net worth is the single number that summarizes your financial position: everything you own (assets) minus everything you owe (liabilities). Fill in up to six of each — property, vehicles, savings, investments and gold on one side; loans and card dues on the other — and the totals and your net worth update as you type.

How to use it

1. Enter the current market value of what you own on the left.
2. Enter what you still owe on the right — remaining loan balances, not the original amounts.
3. Watch the totals update live.
4. Recheck every few months to see the trend, which matters more than any single number.

Example

Assets of 12,000,000 (home, car, savings) minus liabilities of 4,500,000 (home loan and a card balance) give a net worth of 7,500,000.

Frequently asked questions

Should I count my home if I live in it?

Yes — it is an asset, and its mortgage is the matching liability. Just use a realistic market value, not the price you hope for.

Is a negative net worth unusual?

No — most young borrowers start negative because of education and home loans. What matters is that it climbs steadily year after year.

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